Need an appraisal for an FHA-backed mortgage? Call Houston Appraisals

Houston Appraisals is KS state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to call Houston Appraisals, as we are approved and qualified to perform FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Houston Appraisals is well-trained on how to comply with the rules and regulations provided.

If your loan is FHA approved, that means that it has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The lending organization takes care of all the finances; the FHA simply insures the transaction through mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are designed to help low-to-moderate income purchasers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are extremely helpful to those buyers with less available starting capital.